For many of us, buying a home is the largest and most significant investment we will ever make. That said, my goal as a REALTOR® is not simply to sell you a home, but
to assist you in determining which home best suits your needs and desires, while negotiating on your behalf the best price obtainable for it. To that end, here are some tips which you may find helpful.
- Know your rights as a home buyer.
- Get pre-qualified by a mortgage lender to determine how much you can borrow, and discuss and learn about the various mortgage programs available to you.
- Make a "wish list" of features and amenities you want in a home.
- Find a good real estate professional with whom you feel comfortable.
- Get a home inspection. When you make an offer on a home, it's a good idea to make your offer contingent on a home inspection, conducted by an independent
authorized inspector. You will have to pay for this inspection yourself, but it could keep you from buying a house that will cost you far more in repairs, down
the road. If you are satisfied with the results of the inspection, then your offer can proceed. If you aren't, you may want to negotiate, asking the seller
to pay for certain repairs or asking for a lower price.
- Homeowner's Insurance. Lenders require that you have homeowners insurance, to protect both your interests and theirs. Like everything else, be sure to shop around for
insurance that fits your needs.
- Settlement or Closing.
Finally, you've gone through the whole process, and you're ready to go to "settlement" or "closing." We know you'll be excited, but
be sure to read everything you sign! And before you go, read this important information about your rights.
- Moving.
Looks like you're ready to move. There's a lot to consider as you plan your move. The good news is that there's lots of help. Check this out.
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